Product Description

We offer both house contents and building insurance covers for your home on a comprehensive basis.

Household Contents

We cover all your movable assets such as home appliances, furniture and clothing against fire, theft, burglaries, break ins, water, wind or storm, malicious damage, goods damaged by overflowing or bursting of geysers.

Your home contents are also covered against the following on an optional basis:

• Power surge
• Mechanical or Electrical breakdown
• Accidental damage

Power surge

This covers damage to your household appliances such as fridges, TVs, microwaves etc as a result of sudden return of power. Deterioration of food in your refrigerator or freezer as a result of extended lack of power, power failure and sudden breakdown is also covered under power surge.

Mechanical or Electrical breakdown

This covers loss or damage to your contents while it is in your private residential structures or on your premises caused by accidental mechanical, electrical or electronic breakdown provided the same damage is not covered by the manufacturer’s warranty/guarantee.

Accidental damage

This covers accidental physical loss of or damage to your contents while it is in your private residential structures or on your premises. This also extends to accidental breakage of mirrors and certain glass inside your house.